UIGEA Disclosure
The Unlawful Internet Gambling Enforcement Act of 2006 (31 USC 5361-5366) prohibits any person engaged in the business of betting or wagering (as defined by the act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling.
Unlawful internet gambling means to place, receive, or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the Internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received, or otherwise made.
Unlawful Internet gambling transactions are prohibited from being processed through your accounts and your relationship with us. This includes transactions involving an ATM card, Debit card, Credit Card, ACH transfer, wire transfer, or bill payment.
We will require you to provide evidence of your legal authority to engage in Internet gambling if you engage in an Internet gambling business.
This notice is for informational purposes and does not otherwise alter the terms and conditions of your existing account. Thank you for your business.
Privacy Policy
This Privacy Policy outlines how Beverly Hills City Employees Credit Union collects, uses, and protects your personal information. By using our services, you agree to the terms outlined in this policy
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Facts |
WHAT DOES BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal Information we collect and share depend on the product or service you have with us. This Information can include: Social Security and income Account balances and payment history Credit history and credit scores |
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How? |
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Beverly Hills City Employees Federal Credit Union chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does Beverly Hills City EFCU share? |
Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
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For our marketing purposes – to offer our products and services to you |
Yes |
No |
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For joint marketing with other financial companies |
No |
No |
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For our affiliates’ everyday business purposes – Information about your transactions and |
Yes |
Yes |
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For our affiliates’ everyday business purposes – Information about your creditworthiness |
No |
We don’t share |
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For our affiliates to market to you |
No |
We don’t share |
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For non-affiliates to market to you |
No |
We don’t share |
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To Limit our sharing |
Call (800)729-3802 – our menu will prompt you through your choice(s) or Visit us online: www.bhcefcu.org Please note: If you are a new member, we can begin sharing your information (30) days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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Questions? |
Call (800) 275-3802 or go to www.bhcefcu.org |
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What we do |
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How does Beverly Hills City Employees Federal Credit Union protect my personal information? |
To protect your personal Information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does Beverly Hills City Employees Federal Credit Union collect my personal information? |
We collect your personal information, for example. when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes-Information about your creditworthiness affiliates from using your Information to market to you sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing |
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What happens when I limit sharing for an account I hold with someone else? |
Your choices will apply to everyone on your account – unless you tell us otherwise. |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies. Beverly Hills City Employees Federal Credit Union does not have affiliates |
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies. Co-op Financial Services, Fiserv, FNIS |
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Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Minnesota Mutual Insurance (AD&D) Coverage |
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Leave Blank OR if you have a joint account, your choice(s) will apply to everyone on your account unless you mark below: _____ Apply my choices only to me |
Mark any/all you want to limit: _____ Do not share information about my creditworthiness with you affiliates for their everyday business purposes _____ Do not allow your affiliates to use my personal information to market to me _____ Do not share my personal information with non-affiliates to market their products and services to me |
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Name |
Mail to: Beverly Hills EFCU 9298 W. Third St. Beverly Hills, CA 90210 |
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Address City, State, Zip |
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