Saving Products

A regular savings plan helps build security for you and your family. There is nothing more important than your family’s future. That’s why Beverly Hills City Employees Federal Credit Union offers the best when it comes to several different types of savings products.

REGULAR SHARES

This begins your ownership in the Credit Union and makes all the other products available to you and your family.
$25.00 minimum balance required to maintain your membership in the Credit Union.
Dividends are paid quarterly on daily balances over $200.

HOLIDAY SHARES

Plan for that holiday gift giving or a special vacation
Dividends paid quarterly
$200 minimum to earn dividends

KID’S CLUB

Great way to start a young person on saving for the future
Great rates, No minimum balance required
Dividends paid Quarterly

MONEY MARKET

Higher yields than Regular Savings
$2,000 minimum balance
Higher balances earn greater yields
Greater Liquidity than certificate share
See rate sheet for current opportunities

CERTIFICATES

Flexible terms at very competitive rates
3 months to 5 years terms with as low as $1000 minimum balance
Longer terms and higher investments earn highest returns
See rate sheet for current opportunities

REGULAR IRA

Individual Retirement Account (IRA)
Guaranteed interest rate for the term you choose
Minimum initial deposit: $500
Available terms: 1,2,3,5,7 and 10 years
Principal and Interests are insured by the NCUA up to $250,000
The amount you pay in taxes will be reduced when you open an IRA account depending on the amount of the contribution and your tax rate

Come learn more about IRA

ROTH IRA

The ROTH IRA offers the benefit of distributions (principal and interests) becoming deductible after you turn 60 years of age. Before this, the contribution is not deductible from the tax return.

The interest rate is guaranteed for the term you choose
Principal and Interests are insured by the NCUA up to $250,000
Minimum initial deposit: $500
Available terms: 1,2,3,5,7 and 10 years

Come learn more about ROTH IRA

All accounts insured up to $250,000 by the National Credit Union Administration,
an Agency of the Federal Government.